Search for:
Blog
Our Books
Personal Finance Workbook for Beginners
Investing for Kids
Start Your FIRE
FREE Guide
Courses
About
Quiz
What Is Your Early Retirement Score?
How would you like to finally quit your job and start living the life you want? We retired in our early 40s, and we can show you how to do it as well!
But first, you need to know your where you stand financially. This free assessment will help you better understand how close you are to early retirement.
At the end of the assessment, we'll give you an
early retirement score
. And we'll also give provide
resources
to help you get the rest of the way to early retirement.
To get the most accurate results, it'll help if you have some of your financial info ready. We're going to look at the following four areas of your finances:
Expenses
(Mortgage or Rent, Car Payment, etc)
Assets
(Savings, 401k, etc)
Income
(F/T Job, Side Hustles, etc)
Debt
(Mortgage, Car Loan, etc)
If that sounds good, let's get started!...
Grade: A (90% - 100% Ready)
Congratulations, you scored an
A
!
You had between
31 - 36
of the possible 36 early retirement points.
What does this mean?
Fortunately, you're doing all the right things right now. You have your
debt
and
expenses
in check, you've accumulated plenty of
assets
, and your
income
is strong. Great job!
But even the best of us can find some areas for improvement, so....
How you can improve:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your
expenses
, increase your
income
, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
The good news is that you're already doing a fantastic job. Continue to keep up the great work, make the necessary adjustments, and you'll be well on your way to a successful early retirement!
Grade: B+ (70% - 80% Ready)
Congratulations, you scored a
B+
You had between
25 - 30
of the possible 36 early retirement points.
What does this mean?
Fortunately, you're doing a solid job preparing yourself for early retirement. For the most part, you have your
debt
and
expenses
in check, you're accumulated
assets
, and your
income
is strong.
But you still have some room for improvement, so....
How you can improve:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your
expenses
, increase your
income
, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
The good news is that you're already doing a great job. Continue to keep up the good work, make the necessary adjustments, and you'll be well on your way to a successful early retirement!
Grade: B (55% - 65% Ready)
Congratulations, you earned a grade of
B.
You scored between
19 - 24
of the possible 36 early retirement points.
What does this mean?
Fortunately, you're doing a better than average job preparing yourself for early retirement. For the most part, you have your
debt
and
expenses
in check, you're accumulating
assets
, and your
income
is in decent shape.
How you can improve
:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your
expenses
, increase your
income
, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
The good news is that you're already doing well. Continue to keep up the good work, make a few adjustments as necessary, and you'll be well on your way to a successful early retirement!
Grade: C++ (40% - 50% Ready)
Congratulations, you earned a grade of
C++
.
You scored between
13 - 18
of the possible 36 early retirement points.
What does this mean?
Fortunately, you're doing a better than average job preparing yourself for early retirement. For the most part, you have your
debt
and
expenses
in check, you're accumulating
assets
, and your
income
is in decent shape.
But you definitely still have room for improvement, so....
How you can improve:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your
expenses
, increase your
income
, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
The good news is that you're already doing a decent job. Continue to keep up the good work, make the necessary adjustments, and you'll be well on your way to a successful early retirement!
Grade C: (25% - 30% Ready)
Congratulations, you earned a grade of
C
.
You scored between
7 - 12
of the possible 36 early retirement points.
What does this mean?
You're currently right around average with your preparation for early retirement. This means you may have more
debt
than ideal, your
expenses
may be a bit high, you've accumulating some
assets
, and your
income
is about average.
But you definitely still have room for improvement, so....
How you can improve:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your expenses, increase your income, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
The good news is that there's always time to make improvements. If you make the necessary adjustments, you can be well on your way to a successful early retirement!
Grade: D (0% - 10% Ready)
You earned a grade of
D
.
You scored between
0 - 6
of the possible 36 early retirement points.
What does this mean?
You're currently below average with your preparation for early retirement. This means you may have more
debt
than ideal, your
expenses
may be a bit high, you haven't accumulated many
assets
, and your
income
is below average.
Fortunately, there are always opportunities for improvement, so....
How you can improve:
We’d love to offer you
20% OFF
the following online courses that can help in the areas you need improvement:
How To Retire Early in 6 Easy Steps
How To Cut Expenses Like a Pro
Investment Hacking 101
In addition, here are a few of our most popular blog posts to help you reduce your expenses, increase your income, and more:
How We Live Comfortably For Under $3K Per Month in the Bay Area
The Top 5 Strategies We Used to Retire Early
8 Lessons I Learned from Starting 4 Very Different Side Businesses
If you make the necessary adjustments, you can be well on your way to a successful early retirement!
Housing: How much do you spend per month on your Rent or Mortgage (including Property Taxes + Insurance)?
Transportation: How much do you spend per month on your Car Payment + Car Insurance + Gas / Tolls + Maintenance?
Food: How much do you spend on Food each month (including Groceries + Eating Out)
How much do own in Stocks, Bonds, & Mutual Funds (including 401k, IRA, and non-retirement funds)?
What is the value of all Real Estate you own (include Primary Residence, Rental Property, & REITs)?
What is the value of all your Cash accounts (include Savings, Checking, CDs)?
How much do you earn per year at your Full-Time Job?
How much do you make per year in Side Hustles (P/T work, Temp work, Contracts, Side Businesses)?
How much do you earn in additional income per year (Rental income, Interest, Dividends)?
Mortgage: If you own a home, how much is your existing mortgage(s)?
Car Loan: If you own a vehicle, how much are your total car loans?
What other Loans do you have (Student Loans, Credit Card debt that's not paid off in full each month)?
Share this:
Click to share on Twitter (Opens in new window)
Click to share on Facebook (Opens in new window)
Click to share on LinkedIn (Opens in new window)